Bank insurance fund


 

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Bank insurance fund

In the US, a fund held by a section of the Federal Deposit Insurance Corporation as deposit insurance for banks excluding thrifts.



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Homeowners insurance policy

Homeowners insurance policy

An insurance policy protecting a homeowner against damage or loss to property.


Life insurance in force

Life insurance in force

The dollar amount of life insurance that a company has issued, measured as the sum of policy face values and dividends paid.


Sickness insurance

Sickness insurance

See: 'permanent health insurance', 'personal accident' and 'sickness insurance'.


Insurance broker

Insurance broker

A broker, independent of any insurance company, who represents the interests of the buyer in searching for insurance coverage at the lowest cost and providing the highest benefit to the buyer.


Motor insurance

Motor insurance

The insurance of motor vehicles covering damage or loss and liabilities for injuries to other people and damage to property.Drivers in the UK have to insure against third party claims. Under this type of insurance, if it is proven that the insured is the cause of an accident, the insurance company will only pay for injury or repairs for damage to the property of the third party.A variant of this is third party fire and theft insurance which is basically third party insurance plus additional cover if the insured's vehicle is damaged by fire or if stolen.For a higher premium, comprehensive insurance gives additional cover to the insured including damage to his/her vehicle, personal effects and overseas travel etc.


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