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Credit bureau |
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Credit bureauAn agency that researches the credit history of consumers so that creditors can make decisions about granting of loans.Credit bureau Similar MatchesCredit spreadCredit spreadApplies to derivative products. Difference in the value of two options, when the value of the one sold exceeds the value of the one bought. One sells a "credit spread." Antithesis of a debit spread Related: Quality spread. Credit clearingCredit clearingA system for the distribution of bank giro credits and other credits between banks to enable funds to be transferred into specified accounts. Credit unionCredit unionNonprofit cooperative organizations that provide banking and financial services, including mortgages, home improvement loans and home equity loans, to their members. CreditCredit1. Recorded as positive (+) in the balance of payments, any transaction that gives rise to a payment into the country, such as an export, the sale of an asset (including official reserves), or borrowing from abroad. Opposite of debit. 2. A loan. For example, a trade credit. Retail creditRetail creditCredit granted by a firm to consumers for the purchase of goods or services. See: consumer credit. Further SuggestionsRevocable letter of creditPurpose credit Revolving credit agreement credit union Credit analysis creditors credit insurance secured creditor Transferable letter of credit Revolving line of credit Full faith and credit obligations Foreign Credit Insurance Association (FCIA) Trade credit pension credit Tax credit bank giro credit Generic credit spread Credit Crediting rate Unconfirmed Letter of Credit National Foundation for Consumer Credit Federal Farm Credit System Evergreen credit Credit Rating Agencies Creditor |
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