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Credit reference agency |
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Credit reference agencyWhen assessing your application, a mortgage lender will study your records. These records are held centrally by credit reference agencies, and contain information for many different aspects of your life.Credit reference agencyAn agency which holds information about the credit reliability of consumers and makes the information available at a fee to companies offering credit terms (e.g. credit card companies, mail order companies).Similar MatchesTax preference itemTax preference itemItems that must be included when calculating the alternative minimum tax. Preference sharePreference sharePreferred shares of a corporation that have first claim to preferred dividends. Stepped preference sharesStepped preference sharesPreference shares with dividends which increase annually by a specified amount and with a predetermined capital return. Cumulative preference sharesCumulative preference sharesWhen a company fails to pay a dividend, holders of cumulative preference shares are entitled to receive this missed payment when a dividend is next declared. This rule is cumulative and they are also entitled to the current dividend provided sufficient cash is available. These payments receive priority over the claims of ordinary shareholders. Community preferencesCommunity preferencesA set of consumer preferences, analogous to those of an individual as might be represented by a utility function, but representing the preferences of a group of consumers. The existence of well-behaved community preferences requires restrictive assumptions about individual preferences and/or incomes. Further SuggestionsReference rateaccounting reference date trade reference participating preference shares redeemable preference shares Mortgage reference fee banker's reference Preferences Preference for variety Revealed preference Preference stock Involuntary liquidation preference Tariff preference Weak axiom of revealed preference Liquidity preference hypothesis Reference price Identical preferences Generalized System of Preferences Loan Preference Principle Homothetic preferences preference shares |
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