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Home bias |
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Home biasA preference, by consumers or other demanders, for products produced in their own country compared to otherwise identical imports. This was proposed by Trefler (1995) as a possible explanation for the mystery of the missing trade.Similar MatchesHomebuy loanHomebuy loanA homebuy loan is one which is used to buy a property under a homebuy scheme. Homebuy scheme Homebuy schemes are often run by housing associations looking to sell of their property and are a type of initiative aimed at encouraging home ownership amongst those people who may not ordinarily have the means to purchase their own home. Generally, you will have to obtain a mortgage for 75% of the property value, while the RSL (Registered Social Landlord) will front the rest of the money. The RSL will retain there share and if you sell the property they will keep the same proportion of the sale proceeds, including any gains that are made. Homemade leverageHomemade leverageIdea that as long as individuals borrow (or lend) on the same terms as the firm, they can duplicate the effects of corporate leverage on their own. Thus, if levered firms are priced too high, rational investors will simply borrow on personal accounts to buy shares in unlevered firms. Homebuyers reportHomebuyers reportThis type of survey is prepared for you and gives details of the basic state of repair of the property. It almost always provides a basic valuation as well. A surveyor will only inspect those areas of the property that are reasonably accessible or visible. They will then write a report on the property. Home Warranty InsuranceHome Warranty InsurancePrivate insurance insuring a buyer against defects (usually in plumbing, heating, and electrical) in the home he has purchased. The period of insurance varies and both new and used homes may be insured. Homeowners insuranceHomeowners insuranceA form of property insurance which provides cover against such items as damage to the building, personal property, theft, personal liability etc. Further SuggestionsFederal Home Loan BanksHomeowners insurance policy Federal Home Loan Banks Homestead Home page Emergency Home Finance Act of 1970 Home run home responsibilities protection Freddie Mac (Federal Home Loan Mortgage Corporation) take home pay Federal Home Loan Mortgage Corporation (FHLMC) Homemade dividend home income plan home reversion plan homeowners equity account |
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