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Investment bond |
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Investment bondA unit linked single premium whole life assurance policy. Part of the premium gives life cover whilst the balance is invested in unitised funds. Under certain circumstances, since the bond is a life policy, certain tax advantages may be enjoyed. For example if the capital and annual interest are reinvested in full, there is no immediate liability to higher rate tax. If the proceeds of the bond are subsequently taken when a former higher rate taxpayer has become a basic rate payer, there is no higher rate tax liability.Similar MatchesUndertakings for Collective Investment in Tradable SecuritiesUndertakings for Collective Investment in Tradable SecuritiesUCITs are collective funds which can be sold across national borders within the EU in accordance with the 'Undertakings for Collective Investment in Tradable Securities' Directive. For UK investors, one of their significance attributes is they can be sheltered from tax within the Stocks and Shares component of an ISA. Unit investment trustUnit investment trustMoney invested in a portfolio whose composition is fixed for the life of the fund. Shares in a unit trust are called redeemable trust certificates, and they are sold at a premium to net asset value. InvestmentInvestmentThe buying of shares in individual companies or units in collective funds (unit trusts, OEICs etc) in order to earn income and to make a capital profit.The placing of money with banks and other financial institutions in order to earn interest.In the UK, the Financial Services Act 1986 defines investments to include shares, debentures and other securities such as government securities, certain options and warrants, unit trusts and other forms of collective investment schemes, futures contracts and some long term life insurance contracts. Investment managementInvestment managementThe process of managing money. Also called portfolio management and money management. Foreign investment risk matrix (FIRM)Foreign investment risk matrix (FIRM)Graph that displays financial and political risk by intervals on which countries may be compared according to risk ratings. Further SuggestionsUnit Share Investment Trust (USIT)Enterprise Investment Scheme Expected return on investment Multilateral Investment Guarantee Agency (MIGA) investment income Trade and investment Guaranteed investment contract (GIC) Leveraged investment company Registered investment adviser Registered investment company Investment value Direct Foreign Investment Investment bank protected investment products Real Estate Mortgage Investment Conduit (REMIC) Investment Risk Value Line investment survey Systematic investment plan Target investment mix Net investment income per share Investment software Regulated investment company Alternative Investment Market Trade-related investment measure Automatic reinvestment |
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