Keyman Insurance


 

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Keyman Insurance

Insurance through loss (through death or disability) of a "key" (important) person in a company. The liability is the estimated cost of the loss (in business lost, and replacement of the individual). Some lenders require this insurance before lending to small companies which rely on one or a few "key" people.



Keyman Insurance

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Insurance settlement

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The payment of proceeds by an insurance company to the insured to settle an insurance claim within the guidelines stipulated in the insurance policy.


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A policy which covers the insured against the loss of an asset. The purpose of the insurance is to place the insured in exactly the same financial state after a loss as he was in before the loss occurred.


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Insurance protecting a firm or homeowner against loss of property, damage, and other liabilities.


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A form of property insurance which provides cover against such items as damage to the building, personal property, theft, personal liability etc.


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Provides a death benefit only, no build up of cash value.


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