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Marine Cargo Insurance |
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Marine Cargo InsuranceInsurance covering loss or damage to goods in transit.Marine Cargo Insurance Similar MatchesPermanent health insurance (PHI)Permanent health insurance (PHI)In return for regular premiums, PHI provides an income in the event of the policy holder contracting a long term illness or injury. There is no payment on death.Benefits are paid usually after a waiting period of several months or even a year known as the deferment period. During the deferment period the employer will often pay the employee's salary.The benefit payable will normally be no greater than 75% of earnings in the year preceding the disability and usually continue to retirement age. This is to encourage people to return to work in the event of partial or full recovery.If a claim becomes payable, the policy holder will receive payment free of tax during the year the disability occurs. This also applies for the subsequent tax year (6th April to 5th April). Wedding insuranceWedding insuranceInsurance to give protection against financial loss in relation to a wedding. Items typically covered include costs arising out of unavoidable cancellation (such as the venue being unable to hold the ceremony, wedding transport failing to arrive), damage to hired dress wear such as bridal gown, bridesmaids' dresses and morning suits, loss/damage to or retaking of photographs and loss of or damage to wedding presents and wedding rings etc. There is a specified maximum amount which can be claimed under each section and a deductible amount also applies. Homeowners insurance policyHomeowners insurance policyAn insurance policy protecting a homeowner against damage or loss to property. Buildings insuranceBuildings insuranceInsurance which covers the policyholder against certain building losses or damages which may occur. The insurers will usually specify a maximum claim limit (the sum insured) which is the full rebuilding cost of the home. It is the owner's responsibility to ensure the sum insured is correct and to regularly update this cover, and failure to do so may invalidate the policy. Foreign Credit Insurance Association (FCIA)Foreign Credit Insurance Association (FCIA)A private consortium of US insurance companies that offers trade credit insurance to US exporters in conjunction with the US Export-Import Bank. Further SuggestionsMortgage InsurancePrivate Mortgage Insurance (PMI) Contents insurance keyman / keywoman insurance National Insurance Federal Deposit Insurance Corporation (fdic) cash value life insurance insurance broker Nonparticipating life insurance policy deposit insurance Export credit insurance Accident, Sickness and Unemployment insurance umbrella personal liability insurance first death insurance Disability insurance group insurance Second to die insurance participating life insurance Named perils insurance Term insurance health insurance Buildings and contents insurance household insurance variable life insurance insurance policy |
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