Owner Will Carry Mortgage


 

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Owner Will Carry Mortgage

A term used to indicate that the seller is willing to take back a purchase money mortgage.



Owner Will Carry Mortgage

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Tracker mortgages

Tracker mortgages

They are usually linked to the Bank of England base rate, in that you pay a set margin above the current base rate level. Unlike many of the other types of rate, most tracker rates will not revert to the SVR at any point during the life of the loan. They will continue to track the base rate until you have either paid off your mortgage or switch provider or product. You can also get tracker mortgages that have discounts and stepped discounts built into them.


Graduated Payment Mortgage

Graduated Payment Mortgage

A mortgage or deed or trust calling for increasingly higher payments over the term of the loan. This allows the buyer low beginning payments. The payments then increase as (theoretically) the buyer's earnings increase.


Growing Equity Mortgage (GEM)

Growing Equity Mortgage (GEM)

Mortgage with a fixed interest rate and payments that increase throughout the term of the mortgage.


Mortgage term

Mortgage term

The period over which the mortgage loan is to be repaid.


Wholesale mortgage banking

Wholesale mortgage banking

The purchasing of loans originated by others, for the acquisition of the servicing rights.


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