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Private medical insurance |
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Private Medical InsuranceThis insurance which gives you access to private medical care in the event of injury or illness. This will not normally cover injuries or illnesses present prior to accepting a policy. The main downside to most of these plans is that you usually have to pay for hospital accommodation, surgeon's fees, and drugs or medication upfront and then receive a refund once your claim has been processed.Private medical insuranceAn insurance policy which provides cover for the cost of private medical treatment. The policy may be taken out personally or individuals may benefit from a company-wide policy taken out by their employer.Similar MatchesMotor insuranceMotor insuranceThe insurance of motor vehicles covering damage or loss and liabilities for injuries to other people and damage to property.Drivers in the UK have to insure against third party claims. Under this type of insurance, if it is proven that the insured is the cause of an accident, the insurance company will only pay for injury or repairs for damage to the property of the third party.A variant of this is third party fire and theft insurance which is basically third party insurance plus additional cover if the insured's vehicle is damaged by fire or if stolen.For a higher premium, comprehensive insurance gives additional cover to the insured including damage to his/her vehicle, personal effects and overseas travel etc. Keyman InsuranceKeyman InsuranceInsurance through loss (through death or disability) of a "key" (important) person in a company. The liability is the estimated cost of the loss (in business lost, and replacement of the individual). Some lenders require this insurance before lending to small companies which rely on one or a few "key" people. Deposit insuranceDeposit insuranceSee: FDIC: Federal Deposit Insurance Corporation Mortgage Life InsuranceMortgage Life InsuranceA term life insurance policy for theamount of the declining balance of a loan secured by a mortgage or deed of trust. The beneficiary under the policy is the mortgagee. In the event of death (some policies also cover disability) of the insured (mortgagor), the mortgage is paid in full. First death insuranceFirst death insuranceA joint-life insurance policy which pays money to a surviving partner on the first partner's death. Further Suggestionsconvertible term insurancePayment protection insurance accident insurance group insurance buildings insurance Federal Deposit Insurance Corporation (fdic) insurance Insurance principle Mortgage payment protection insurance (MPPI) Guaranteed insurance contract loss of income insurance single premium life insurance Casualty insurance Private Mortgage Insurance Blanket insurance policy umbrella personal liability insurance Letting insurance keyman / keywoman insurance Life insurance in force Homeowners insurance policy Single premium life insurance Private Mortgage Insurance (PMI) Second to die insurance social security disability income insurance contract of insurance |
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