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Protected investment products |
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Protected investment productsProtected Investment Products, or 'PIPs' are designed to give you a guaranteed return on your investment but at the same time to give you the opportunity to benefit from rises in the stock market. The 'protected' return might, for instance, be 4.5% per year fixed for 5 years. Even if the product's underlying index performs badly, you will receive that return. If the index performs better than the minimum return, you get a bonus payment at the end of the period. The PIPs offered by financial institutions vary according to the level of protected return, the underlying index, the terms of the bonus, and the duration of the investment. Some aim for 'safety first'; others are geared towards greater upside. In general, though, they will appeal to medium term investor who want to avoid being completely exposed to the gyrations of the stock market.Similar MatchesInvestment softwareInvestment softwareComputer software that helps investors make investment decisions by identifying situations that meet programmed parameters. Personal Investment AuthorityPersonal Investment AuthorityA Self Regulating Organisation (SRO) authorised by the Financial Services Authority (FSA) which regulates the majority of companies conducting investment business with private investors in the financial services market.The PIA replaced FIMBRA and LAUTRO and some activities of IMRO and the SFA in 1994.All regulatory functions of the PIA were taken over by the Financial Services Authority (FSA) in December 2001. Securities and Investments BoardSecurities and Investments BoardA private limited company formerly reporting to the Chancellor of the Exchequer with responsibility for the regulation of the UK investment market in accordance with the Financial Services Act 1986. It was replaced by the Financial Services Authority (FSA) in October 1997. Community Reinvestment Act (CRA)Community Reinvestment Act (CRA)Enacted by Congress in 1977, the CRA encourages banks to help meet the credit needs of their communities for housing and other purposes, particularly in neighborhoods with low or moderate incomes, while maintaining safe and sound operations. Foreign portfolio investmentForeign portfolio investmentPortfolio investment across national borders and/or across currencies. Further SuggestionsInvestment managementinvestment income Zero investment portfolio Trade-related investment measure Trade and investment Association of Investment Trust Companies Value Line investment survey Mutually exclusive investment decisions Alternative investments Direct investment Portfolio investment Reinvestment effect Unit Share Investment Trust (USIT) return on investment Passive investment management Foreign investment risk matrix (FIRM) Investment bank Target investment mix Legal investments Investment certificate Passive investment strategy alternative investment Future investment opportunities open ended investment company Registered investment adviser |
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