Shared Appreciation Mortgage (SAM)


 

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Shared Appreciation Mortgage (SAM)

A mortgage with a low rate of interest, offset by giving the lender some portion of the appreciation in the value of the underlying property.



Shared Appreciation Mortgage (SAM)

Similar Matches

Shared Appreciation

Shared Appreciation

The gaining or retaining of equity in a property by someone other than the buyer. For example: the seller retains a 25% interest in the property. This makes the buyer responsible for only 75% of the purchase price and, therefore, lowers the necessary financing by 25%. This obviously makes the property more affordable. By agreement, expenses are shared as well as any increase in value when the property is sold. Statement of Information (SI): A confidential information statement completed by the buyer, seller and borrower in every transaction where a policy or policies of title insurance are requested. Allows the title company to competently search documents affecting the property to be insured, documents which may not refer to said property. Allows title companies to differentiate between parties with similar names when searching matters such as liens and court decrees.


Appreciation

Appreciation

A rise in the value of a country's currency on the exchange market, relative either to a particular other currency or to a weighted average of other currencies. The currency is said to appreciate. Opposite of "depreciation."


Currency appreciation

Currency appreciation

An increase in the value of one currency relative to another currency. Appreciation occurs when, because of a change in exchange rates, a unit of one currency buys more units of another currency.


Capital appreciation

Capital appreciation

See: Capital growth


Capital appreciation or depreciation

Capital appreciation or depreciation

The increase or decrease in the value of the individual's investment in the property.


Further Suggestions

Real appreciation or depreciation
shared appreciation mortgage
Appreciation
Capital appreciation fund
Stock Appreciation Right (SAR)
Appreciation
Shared appreciation mortgage


 
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