Shared AppreciationThe gaining or retaining of equity in a property by someone other than the buyer. For example: the seller retains a 25% interest in the property. This makes the buyer responsible for only 75% of the purchase price and, therefore, lowers the necessary financing by 25%. This obviously makes the property more affordable. By agreement, expenses are shared as well as any increase in value when the property is sold. Statement of Information (SI): A confidential information statement completed by the buyer, seller and borrower in every transaction where a policy or policies of title insurance are requested. Allows the title company to competently search documents affecting the property to be insured, documents which may not refer to said property. Allows title companies to differentiate between parties with similar names when searching matters such as liens and court decrees.
Shared appreciation mortgageShared appreciation mortgage
A loan that allows a lender or other party to share in the borrower's profits when the home is sold.
Capital appreciation fundCapital appreciation fund
See: Aggressive growth fund
Real appreciation or depreciationReal appreciation or depreciation
A change in the purchasing power of a currency.
Capital appreciationCapital appreciation
See: Capital growth
Stock Appreciation Right (SAR)Stock Appreciation Right (SAR)
A contractual right, often granted in tandem with an option that allows an individual to receive cash or stock of a value equal to the appreciation of the stock from the grant date to the date the SAR is exercised.
shared appreciation mortgage
Shared Appreciation Mortgage (SAM)
Capital appreciation or depreciation