Standard variable rate


 

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Standard Variable Rate

The Standard Variable Rate is the rate which many mortgages revert to after the introductory offer, fixed rate or discount period is over. They are the simplest and most traditional mortgage product with no upper or lower limit on the rate charged, and the bank can raise or lower the rate at their discretion (though usually this is done broadly in line with the base rate).

Standard variable rate

A mortgage lender's main interest rate, which fluctuates with changes in the base rate.



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A calculation that is used to determine the monthly payment necessary to repay the balance of a home loan in equal installments.


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